Saturday, November 17, 2012

INSURANCE AS AN OFF SHORE BUSINESS MODEL


Every business environment has got its own rules and regulations governing its operations. Having afore knowledge of this will help in the making of right business negotiations and participation.

As a tool of business, the insurance models adopted in various economies aren’t similar. Definitely, it’s about risk taking, premiums and claims. Having such diversified will give intending firm an edge. The question is can one invest in Insurance offshore without been there? Off course you can. It’s a matter of understanding the economic policies as regards the sector and the various products that supports such within the region.

For instance a nation like Nigeria has got a robust room for investment in this sector, as the insurance policy is experiencing a revamping and 100% political will to making impact in the nation. The days of ill activities are long gone, as the sector has been neatly sanitized. The power of choice and information by clients lies within their reach.

One of the best places to have an investment in such a sector is a developing nation like Nigeria. With a vast population of over 160million people, and still growing, its impact in global economy cannot be overemphasized.

Currently the level of insurance penetration is less than 20% and this has a lot of positive impact for growth in the sector, for the firms as well as investors alike. The insurance sector has got a lot of products that suite every life style, from cradle to death.
 
One of the firms that has got such a robust product and pedigree is Royal Exchange plc. Its products are such that suites diaspora and foreigners. 

There are quite a lot of issue that are peculiar to off shore investment, yet the culture within the Nigerian people makes it difficult for abnormalities.

Its policy on offshore divestment in the insurance sector has been tightened, thereby creating excessive room for foreign investment in this regard.
The interest rates paid on some of the products purchased are encouraging, compared to other regular savings. 

Hurricane sandy has thought everyone in the world a lesson, especially the insurance sector. The beauty in this regard is that, it has also created room for loop holes to be found and anomalies corrected.

Nigeria as a nation as gone digital in most of its sectors, the era of paper proof of policy payment is fading away. It does matter the location the insured is, anywhere in the world. It takes the click of the mouse to discover your account details.
It is in this light, you need to give a rethink of having your business and investment offshore. A learning nation is the best place to invest; with less than $90 you can get a cover of over $2,880.
Take your insurance offshore and make your family happy.
Would be more than glad to help.

Ghomorai Williams Ebimobowei
ghomoraie@gmail.com




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